Risk Disclaimer & Regulatory Notice

1. WE DO NOT PROVIDE INVESTMENT ADVICE - Period

This must be understood absolutely: Soar Wealthy does not, will not, and cannot provide investment advice of any kind.

We are an educational viewing platform where you can see and learn from shared trades and market commentary. Everything we provide is for viewing and learning purposes ONLY. Our content consists of:

• Personal trades and trading examples shared for educational viewing
• Market commentary and personal opinions on price action
• Analysis of how markets are moving and why
• Discussion of trading ideas and approaches as examples only
• Real-time insights into how traders think and analyze markets

We explicitly DO NOT:

• Recommend which securities to buy or sell
• Suggest specific trade entry or exit points
• Provide trading signals or alerts
• Assess whether an investment is suitable for you personally
• Consider your financial situation, goals, or risk tolerance
• Tell you when or what to trade
• Manage your portfolio or account
• Guarantee any returns or minimize losses

If you are using this platform to make investment decisions, you are misusing it and assuming all risk yourself.

2. What You Get: Shared Trades & Market Commentary for Viewing

Soar Wealthy is a platform where you pay to view and learn from shared trades and market commentary. This includes:

• Shared Trades: Examples of past and current trades shown for educational discussion and learning purposes
• Market Commentary: Personal opinions and analysis about market movements and price action
• Trade Ideas: Examples of how trades might be approached (these are NOT recommendations or signals to follow)
• Educational Discussion: Explanations of trading concepts, risk management, and market analysis techniques
• Learning Materials: Content designed to help you understand how markets work and how traders think

CRITICAL: Just because we share a trade or opinion does not mean you should copy it, follow it, or trade based on it.

You are subscribing to VIEW and LEARN from these examples for educational purposes ONLY. You are NOT subscribing to receive investment advice, trading signals, or recommendations to buy or sell specific securities.

Our trades and opinions are shared as examples of how traders think and analyze markets. They reflect personal views at a specific point in time and should not be viewed as instructions, recommendations, or guidance for your own trading.

3. Your Responsibility as a Subscriber

When you view shared trades and opinions on Soar Wealthy, you understand and agree that:

• You are viewing educational examples only
• You will NOT automatically copy or follow any trades or opinions shared
• You will conduct your own independent analysis before making any trading decisions
• You will NOT use these examples as a basis for your own trading without thorough research
• Copying our trades could result in losses, as market conditions change and suitability varies by individual
• You accept full responsibility for any trading decisions you make
• You will consult with a licensed financial professional before executing any trades

4. Educational Purpose Only - Not Investment Advice

Soar Wealthy provides educational content, market analysis, and commentary for informational and educational purposes only. This platform is designed to help users learn about financial markets, trading concepts, and market analysis techniques.

We do NOT provide:

• Investment advice or recommendations
• Trading signals or specific trade suggestions
• Personalized financial advice tailored to your circumstances
• Guidance on buying or selling specific securities
• Portfolio management or allocation advice

All content on this platform should be considered educational material only and should not be construed as professional advice as defined under National Instrument 31-103 or any provincial securities legislation.

5. Prohibited Uses - Canadian Law

Under Canadian securities laws, you must not rely on this platform to:

• Make investment decisions or execute trades
• Determine suitability of securities for your financial situation
• Manage your portfolio or investments
• Engage in discretionary trading
• Receive advice that considers your personal financial situation, investment objectives, or risk tolerance

If you use this platform in violation of these restrictions, you do so at your own risk and in violation of Canadian securities laws.

6. Substantial Risk of Loss

Trading in securities involves substantial risk of loss. The risks include but are not limited to:

• Total Loss of Capital: You may lose 100% of your investment. Most retail traders lose money
• Market Risk: Securities prices fluctuate based on market conditions beyond anyone's control
• Leverage/Margin Risk: Using borrowed money (leverage) amplifies both gains and losses, potentially resulting in losses exceeding your initial investment
• Volatility Risk: Rapid price movements can result in losses if you cannot exit positions
• Liquidity Risk: You may not be able to sell securities quickly enough to avoid losses
• Currency Risk: Foreign exchange fluctuations can result in significant losses (particularly with cryptocurrency)
• Systemic Risk: Market-wide events (economic crises, regulatory changes, geopolitical events) can cause widespread losses
• Broker Risk: Your broker or exchange may fail, resulting in loss of access to your funds

YOU SHOULD ONLY TRADE WITH MONEY YOU CAN AFFORD TO LOSE ENTIRELY.

7. Past Performance - Not Predictive

This is a statutory requirement under Canadian securities laws. Past performance is not indicative of future results. Historical returns, backtesting results, and hypothetical performance do not guarantee future profitability.

Any charts, statistics, or performance data shown on this platform:

• Are for educational demonstration purposes only
• May not reflect actual trading results
• Are subject to selection bias
• May be affected by survivorship bias or look-ahead bias
• Do not account for slippage, commissions, or transaction costs
• May not be achievable by individual traders

8. No Guarantee of Profit or Loss Prevention

Soar Wealthy makes no representations or warranties that:

• Using this platform will result in profitable trading
• You will make money or avoid losses
• The strategies or concepts taught will work in all market conditions
• The platform's content is accurate, complete, or error-free
• The platform will operate without interruption or errors

Any claims of profitability, success rates, or guaranteed returns are strictly for educational illustration only and should not be relied upon.

9. You Are Solely Responsible for Your Decisions

Under Canadian law, you are entirely responsible for your own investment decisions. You acknowledge that:

• You will not rely solely on this platform for investment or trading decisions
• You will conduct your own independent research and due diligence
• You understand your own financial situation, investment objectives, and risk tolerance
• You will consult with a qualified and licensed financial advisor before making any investment decisions
• You will ensure any trades comply with your personal financial plan and risk management strategy

10. Content is Educational, Not Actionable

Any market analysis, price charts, technical analysis, or commentary provided on this platform:

• Are for educational purposes only
• Are not trading recommendations, buy/sell signals, or investment advice
• Should not be acted upon without independent verification
• May contain errors or become outdated
• Should not replace consultation with a qualified financial professional

Any mention of entry points, price targets, or stop-loss levels are educational examples only, not instructions to trade.

11. Disclaimer Regarding Cryptocurrency

Cryptocurrency and digital assets are particularly high-risk. Additional risks include:

• Extreme price volatility - prices can move 20-50% or more in single days
• Limited regulatory protection - cryptocurrencies are not regulated like traditional securities in Canada
• Cybersecurity risk - funds can be lost to hacks or theft
• Market manipulation - crypto markets are subject to manipulation and fraud
• Technical complexity - understanding blockchain and smart contracts requires specialized knowledge
• Irreversible transactions - cryptocurrency transactions cannot be reversed

12. Tax Implications

Trading and investing have significant tax implications in Canada. You are responsible for:

• Understanding your tax obligations under the Income Tax Act
• Reporting all trading income and capital gains/losses to Canada Revenue Agency (CRA)
• Paying applicable taxes on your trading activity and investment income
• Consulting with a qualified tax professional about your specific situation

Soar Wealthy provides no tax advice. Failure to properly report trading income can result in significant penalties and interest from CRA.

13. Limitation of Liability

To the fullest extent permitted under Canadian law, Soar Wealthy, its owners, employees, directors, and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or goodwill
• Investment or trading losses, including total loss of capital
• Errors, omissions, or inaccuracies in platform content
• Platform interruptions, technical failures, or delays
• Actions taken based on platform content or your use of the platform

This limitation applies even if Soar Wealthy has been advised of the possibility of such damages.

14. Third-Party Disclaimer

The platform may contain links to third-party websites, brokers, and services. Soar Wealthy:

• Does not control or endorse third-party services
• Is not responsible for third-party content, accuracy, or practices
• Does not guarantee third-party services are compliant with Canadian law
• Recommends users verify third-party services are properly regulated in Canada

Your use of third-party services is at your own risk and governed by their terms and conditions.

15. Acknowledgment of Understanding - Required

By using Soar Wealthy, you acknowledge and agree that:

• You have read this entire disclaimer and understand it
• You understand that trading and investing involves substantial risk of loss
• You will not rely solely on this platform for any investment or trading decisions
• You will consult with qualified professionals (financial advisor, tax professional, lawyer) before investing
• You will only trade with money you can afford to lose entirely
• You will use demo/paper trading accounts first before risking real money
• You accept full responsibility for all your trading and investment decisions
• You understand Soar Wealthy is not registered with any Canadian securities regulator
• You understand that you may lose all of your investment and accept that risk
• This disclaimer does not constitute legal, financial, or tax advice