Privacy Policy

1. Introduction

Soar Wealthy ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our mobile applications (collectively, the "Service"), whether accessed via web, iOS, or Android platforms.

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our Service.

2. Information We Collect

2.1 Information You Provide

• Account Registration: When you create an account, we collect your name, email address, password, and profile information
• Payment Information: For subscription payments, we collect billing information through secure payment processors. We do not store full credit card details
• Communication: Messages, support tickets, and correspondence you send us
• User Content: Notes, journal entries, watchlists, and other content you create within the Service

2.2 Information Collected Automatically

• Device Information: Device type, operating system, unique device identifiers, and mobile network information
• Usage Data: How you interact with the Service, features you access, pages visited, time spent, and actions taken
• Location Data: Approximate location based on IP address (not precise GPS location unless you grant permission)
• Cookies and Tracking: We use cookies, local storage, and similar tracking technologies to enhance your experience
• Analytics: Information collected through analytics services to understand user behavior and improve the Service

2.3 Third-Party Information

We may receive information from third-party data providers and aggregators, including market data, news feeds, and analytical information.

2.4 What We Do NOT Collect

To be clear about our educational platform:

• We do NOT monitor or track your personal trading activity or positions
• We do NOT analyze your investment decisions or portfolio composition
• We do NOT assess your financial suitability or risk profile for recommendations
• We do NOT collect data about your actual trades executed with your broker
• We do NOT store your broker login credentials or authentication tokens

Soar Wealthy is an educational platform where you view shared content. We are not a portfolio management or advisory service.

3. How We Use Your Information

We use the information we collect to:

• Create and manage your account
• Provide, maintain, and improve the Service
• Process payments and send related information
• Send administrative updates and security alerts
• Respond to your inquiries and provide customer support
• Analyze usage patterns and improve user experience
• Detect and prevent fraudulent activity and abuse
• Comply with legal obligations
• Send promotional emails (with your consent)
• Personalize your experience and provide targeted content

4. Information Sharing and Disclosure

4.1 Third-Party Service Providers

We share information with third-party service providers who assist us in operating our website and conducting our business, including:

• Payment processors and financial institutions
• Cloud hosting providers
• Analytics services
• Email service providers
• Customer support platforms

4.2 Legal Compliance

We may disclose your information when required by law, including in response to legal process, court orders, or government requests.

4.3 Business Transfers

If Soar Wealthy is acquired, merged, or sells substantially all of its assets, your information may be transferred as part of that transaction.

4.4 No Sale of Personal Data

We do not sell, trade, or rent your personal information to third parties for their marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure authentication mechanisms
• Regular security audits and assessments
• Restricted access to personal information
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

6. Your Privacy Rights

6.1 Access and Portability

You have the right to access your personal information and receive a copy of the data we hold about you in a portable format.

6.2 Correction and Deletion

You can request correction of inaccurate information or deletion of your personal data, subject to certain legal exceptions.

6.3 Opt-Out

You can opt out of receiving promotional communications by clicking the unsubscribe link in our emails or adjusting your account settings.

6.4 California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know, delete, and opt-out of the sale of your personal information.

6.5 EU Privacy Rights (GDPR)

If you are located in the European Union, you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectification, erasure, and data portability.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. You can control cookie preferences through your browser settings. However, disabling cookies may limit certain features of the Service.

8. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the privacy practices of those websites. Please review their privacy policies before providing any personal information.

9. Children's Privacy

Soar Wealthy is not intended for users under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will delete it immediately.

10. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. You can request deletion of your account and associated data at any time, subject to legal retention requirements.

11. International Data Transfers

If you are located outside the United States, your information may be transferred to, stored in, and processed in countries with different privacy laws. By using the Service, you consent to such transfers.

12. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about our privacy practices, please contact us at:

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date. Your continued use of the Service constitutes acceptance of the updated Privacy Policy.

14. App Store Specific

For iOS Users (Apple App Store): This Privacy Policy complies with Apple's App Store Privacy practices. The information collected and used by Soar Wealthy is as described in this policy.

For Android Users (Google Play Store): This Privacy Policy complies with Google Play Store privacy requirements. The information collected and used by Soar Wealthy is as described in this policy.

Both versions (iOS and Android) collect the same categories of information as described above, with permissions handled by the respective operating systems.